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Small Business Members

SBAM understands how difficult it can be for small businesses to get the support they need when managing complex employee benefits. We’ve built our products and services with these challenges in mind. Our Member Care Team is here to help you bring harmony to your compliance, insurance, and human resource solutions.

Summary Plan Descriptions

You simply combine your basic plan information with the legal pages we provide and the SPD document is ready for distribution to all insured employees.  Your company will be compliant with the rules and regulations of the DOL.

Learn more about SPDs

COBRA Administration

Your personal COBRA Coordinator sends all necessary letters and notifications, provides a monthly activity report and online access to your account, and collects premium payments from the COBRA-enrolled beneficiaries.

Learn more about COBRA
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Offer a complete medical, dental, vision, life and disability package that will save time and money while reducing the hassles of offering employee benefit plans. Our Harmony customer care team is here to help you with billing questions, additions, deletions, ordering ID and more!

Learn more about Insurance

Payroll & HR Solutions

Our partner, Ahola, brings the essential functions of payroll and HR together in a unified technology. With all the critical functions in one database, you no longer have to deal with exporting, importing or clunky integrations. And their Talent Tracking, Learning Management System and Time & Attendance modules takes your people management to the next level.

Learn more about Payroll

Premium Only Plan, FSA, HSA and HRA Administration

With the cost of health insurance continuing to rise, most employers ask their employees to share in the cost of health insurance through premium sharing, deductibles and co-insurance.  With SBAM’s flexible benefit plan administration in place, both you and your employees save through tax-preferred methods.

Learn more about Administration

Ask an Expert

When you join SBAM at a Premium level membership or higher, you gain access to our Ask An Expert web portal for answers to all your HR and Legal Questions. Our partners, American Society of Employers and Taylor English, are trusted experts that you can rely on for accurate, timely information.

Learn more about Ask an Expert

Brochures & Forms

Everything you need to enroll in our Harmony HR, Insurance & Compliance products and services including Dearborn Life Insurance Company, COBRA administration, and Section 125 administration.

Brochures & Forms

Freshdesk Customer Service Portal

Freshdesk is SBAM’s new cloud-based customer service software that provides our members and their insurance agents with helpdesk support that includes smart automations that will help to get things done faster!

Simply create a login  and submit a ticket for any SBAM-related insurance billing and enrollment question.

Get Started Now!